How long does the process take after receiving an approval from my bank?

The home buying process requires many steps, and involves many different parties, a variety of inspections, verification, etc., and can take several weeks to complete. Once Housing & Neighborhood Revitalization receives your completed application, sends and receives back the employment and income verification, those documents are used  to determine if you qualify. After the City performs an inspection of the property, a list of repairs will be sent to your lender and to the realtors involved. Once those repairs have been completed, the home is re-inspected by the City inspector. When household income has been verified and the home passes inspection, an applicant is approved for the Homebuyer Program.

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1. How do I apply for the Homebuyer Program?
2. Will a poor credit rating affect the mortgage application or the application for FTHB Program assistance?
3. Will homebuyers be required to repay the homebuyer assistance provided by The City of Port Arthur?
4. If the homebuyer is now divorced but previously owned a home with a former spouse, do they qualify as a homebuyer?
5. How long does the process take after receiving an approval from my bank?
6. Where is the Annex at Cityhall?